THE IMPORTANT THINGS

Terms of Service

Draft terms for using FinanceWise’s financial tracking tools and this website.

Draft · Requires business completion and review before launch

Document status

Draft for legal review. The legal operator, registered details, governing law and contact information remain to be completed. These are not final contractual terms.

What FinanceWise provides

FinanceWise helps you manually record budgets, savings and shared contribution goals. It is not a bank, joint account or money transfer service. It does not provide a guarantee of financial returns or personalised regulated financial advice.

Your responsibilities

You remain responsible for your financial decisions, accuracy of entered records and arrangements with shared pot members. An agreed contribution split is a tracking arrangement, not an automatic transfer of money.

Plans and subscriptions

Launch prices are £0 for Starter, £5.99/month or £49.99/year for Premium, and £9.99/month or £69.99/year for Unlimited. Secure billing and entitlement enforcement must be connected and verified before paid plans go live.

Changes and cancellation

Cancellation, renewal, refund, downgrade, access and data retention policies await configuration and legal review. No refund entitlement or post-cancellation access behaviour is promised by this draft.